Financial literacy is a clear understanding of how money works, how to earn it, and how to manage it. There are two main features of a financially literate person. First: his expenses never exceed his income. Second: any positive difference between monthly income and expenses is invested in any form of investment.
You probably know many people who have been earning quite good money for several years and can barely make ends meet. They are great at what they do – it can be programming, art, science, sports. But some of them manage to get into debt even while doing it. And even if they were to buy important things which help them develop. As a rule, these items are completely pointless and their purchase becomes burdensome.
It may seem strange, but it doesn’t really matter how much you earn at the moment. There are thousands of stories in the history of mankind of how a completely penniless person became a millionaire. There are also reverse stories – people who have had wealth fall on their heads have managed to lose everything in a short time. So it’s important to understand that your current income is not a verdict. This is exactly why financial literacy is needed. It shows how by acquiring some financial habits anyone can climb out of a financial hole and get back on their feet. Short Quotes About Money And Success will help you become more confident and motivated.
You can make a million excuses or you can make a million dollars
Civilized countries generally adopt gold or silver or both as money
No complaint… is more common than that of a scarcity of money
Work like you don’t need the money
Sell the problem you solve, not the product
Buy now or cry later
Sales go up and down. Service stays forever
Money is the mother’s milk of politics
Never spend your money before you have earned it
Sometimes all you need is a billion dollars
Punctuality is the soul of business
The rich invest in time, the poor invest in money.
The more you learn, the more you earn.
If you make meaning, you’ll make money.
Earn with your mind, not your time.
Trade money for time, not time for money. You’re going to run out of time first.
Stop buying things you don’t need, to impress people you don’t even like.
If it’s only about money we are hopeless. If it’s about people we are hopeful.
There are people who have money and people who are rich.
The money you have gives you freedom; the money you pursue enslaves you.
Money is a great servant but a bad master.
When I had money everyone called me brother.
Don’t just make money, make a difference.
That man is richest whose pleasures are cheapest.
I don’t want to make money. I just want to be wonderful.
Not he who has much is rich, but he who gives much.
Most of our competitors were one-product wonders … They would do their one product, but never get their engineering sorted out.
Your most unhappy customers are your greatest source of learning.
A business absolutely devoted to service will have only one worry about profits. They will be embarrassingly large.
Build your own dreams, or someone else will hire you to build theirs.